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First Home Loan Fortnightly Repayment Calculator

See how switching from monthly to fortnightly repayments could save you money. Use our Fortnightly Repayment Calculator to compare schedules and reduce your mortgage faster.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

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Finance News

First-Home Buyers Navigate Record-Low Affordability to Achieve Homeownership
First-Home Buyers Navigate Record-Low Affordability to Achieve Homeownership
03 Feb 2026: Paige Estritori
Australia's housing affordability has reached unprecedented lows, with typical first-home buying households able to afford only 17% of properties sold last year. This stark reality is primarily due to the surge in mortgage rates between 2022 and 2023, which has significantly impacted purchasing power. - read more
Surge in First-Home Buyer Guarantees Reflects Growing Demand
Surge in First-Home Buyer Guarantees Reflects Growing Demand
03 Feb 2026: Paige Estritori
In October 2025, the Australian housing market witnessed a significant uptick in first-home buyer activity, with 5,778 guarantees issued under the expanded 5% Deposit Scheme. This marks a 48% increase compared to the same period in the previous year, indicating a robust response to the government's initiative aimed at facilitating homeownership for first-time buyers. - read more
New Builds Gain Popularity Among First-Home Buyers Facing Market Pressures
New Builds Gain Popularity Among First-Home Buyers Facing Market Pressures
03 Feb 2026: Paige Estritori
In response to recent interest rate cuts and escalating property prices, Australian first-home buyers are increasingly turning to new builds as a viable pathway to homeownership. The Reserve Bank's decision to lower the cash rate to 3.85%—the lowest in over two years—has enhanced borrowing capacity, yet it has also intensified competition in the housing market. - read more
Australian Housing Market Poised for 5% Growth in 2026
Australian Housing Market Poised for 5% Growth in 2026
26 Jan 2026: Paige Estritori
Australia's residential property market is projected to experience a 5% increase in house prices over the next 12 months. This follows an 8.6% rise in 2025, marking the strongest annual growth since 2021. The anticipated growth is primarily driven by demand outstripping supply, a trend observed across all states and territories. - read more
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Home Loan Articles

First Home Loan Options: Navigating the Different Loan Types Available
First Home Loan Options: Navigating the Different Loan Types Available
Buying your first home is an exciting milestone, marked by significant decisions that can impact your financial future. One of the most crucial decisions you'll face is selecting the right home loan. Understanding the different types of loans available is not just beneficial; it's essential for every first-time home buyer. - read more
How to Increase Your Chances of Loan Pre-Approval as a First-Time Homebuyer
How to Increase Your Chances of Loan Pre-Approval as a First-Time Homebuyer
Welcome! Embarking on the journey to homeownership is both exciting and daunting, especially for first-time buyers in Australia. One vital step in this process is understanding loan pre-approval and how it can shape your path to securing your dream home. - read more
Navigating Government Grants: A First-Time Homebuyer's Guide
Navigating Government Grants: A First-Time Homebuyer's Guide
For many Australians, purchasing a home is one of the biggest financial commitments they will undertake. As a first-time home buyer, navigating the financial landscape can be daunting. This is where government grants come into play, offering much-needed support and financial relief to those entering the property market for the first time. - read more
Essential Tips to Boost Your Loan Eligibility as a First-Time Homebuyer
Essential Tips to Boost Your Loan Eligibility as a First-Time Homebuyer
Welcome to our deep dive into the world of loan eligibility for first-time homebuyers in Australia. Buying your first home is both an exciting and daunting experience. Fortunately, you're not alone on this journey. This article aims to arm you with the essential tips and insights needed to boost your loan eligibility as a first-time buyer. - read more

Knowledgebase
Conventional Loan:
A type of mortgage loan that is not insured or guaranteed by the government.

Quick Links: | First Homebuyer Loan | First Home Loan | First Time Homebuyer Mortgage | Low Deposit Home Loans | First Home Loan Deposit Scheme | Government Grants For First Home Buyers | Buying Your First Home Australia | Home Loan Comparison Australia | First Homebuyer Eligibility | Best Home Loans For First Home Buyers | Mortgage Broker First Home Buyer
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